Can't the district insure itself independently to tailor plans for employee needs?

Why does Mt. SAC need to have a benefits administrator at all (SISC, CalPERS, etc.) if it limits our plan options - can't the district insure itself independently to tailor plans for employee needs?

ANSWER

A self-insured structure was an option proposed during the RFP process but it did not meet the mutually agreed to criteria. The District could pursue a self-insured structure but it would have to be negotiated, be sustainable, and the infrastructure would have to be put in place, none of which the District has any interest in doing.

 

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